Industries

If you are paid in stages, StageVO fits.

The words change from one industry to the next. The money works the same way: a stage is done, a bill becomes due, and someone has to raise it and follow it up.

Engineering OEMs and material handling

Makers of conveyors, cranes, hoists, feeders and plant equipment for steel, power, mining and cement.

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Typical payment terms

10% advance against an advance bank guarantee
60% on dispatch, pro rata by lot
20% on erection and commissioning
10% retention for 12 months, against a performance guarantee

What StageVO finds

Each dispatch lot becomes billable the day it leaves the works
Short payments from public-sector buyers matched to TDS and GST-TDS, and certificates chased
Advance and performance guarantees tracked to expiry and release
Retention release dates in view from the day of commissioning

Tooling, moulds and special machines

Toolrooms, mould and die makers, and builders of special-purpose machines.

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Typical payment terms

40% advance with the purchase order
30% on sample approval after the first trial
30% on production part approval

What StageVO finds

Approvals waiting with the customer, and for how many days
Rework and repeat trials visible before they delay the next payment
The final payment chased the day production approval comes through

Solar and EPC contractors

EPC contractors for solar, power, water and industrial projects.

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Typical payment terms

10% advance against a bank guarantee
55% on supply, pro rata
20% on installation
10% on commissioning
5% retention for the performance period

What StageVO finds

LD exposure building week by week once a promised date slips
Performance guarantees expiring, with the margin blocked at your bank
Supply bills raised lot by lot
GST-TDS deducted by utilities, matched and certified

Interior fit-out and turnkey contractors

Fit-out, MEP and turnkey contractors for offices, retail and hospitals.

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Typical payment terms

15% advance
35% on material at site
30% on installation
15% on handover
5% retention for 6 months after handover

What StageVO finds

The handover payment held up by open snags
Material-at-site bills raised the week the material arrives
Retention claimed on the day the defects period ends

Architecture and engineering consultancies

Architects and structural, MEP and project-management consultants paid by design stage.

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Typical payment terms

Concept design 15%
Schematic design 20%
Detailed design 30%
Tender drawings 15%
Construction support 20%

What StageVO finds

Stages approved by the client but never invoiced
Submissions waiting for client approval, and for how long
Construction-support fees billed every month without reminders

IT and software projects

Software houses, digital agencies and implementation partners paid by milestone.

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Typical payment terms

20% at kick-off
20% on design sign-off
25% on release 1 after acceptance testing
25% on release 2 after acceptance testing
10% after go-live support

What StageVO finds

Change requests delivered but never billed
Acceptance tests left waiting with the client
The last milestone claimed when go-live support ends

Next in line

Businesses we are preparing examples for. If yours is one of them, or isn't listed, tell us how you are paid.

Event and exhibition companies
Film and video production
Modular furniture and kitchens
Railway and defence suppliers with inspection-linked payments
Ship and boat repair
Electrical panel makers

Tell us how you are paid